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We accept all health funds and offer in-house claims processing. The gap payment can be conveniently processed via EFT, cheque, or cash.
We understand that unexpected treatments can be costly, so we offer various payment options for extensive procedures. For treatments that can be scheduled in advance, we provide EziDebit prepayment plans this is a prepayment option for the non-urgent treatment - you can put as little as $10 per week towards your treatment.
If urgent treatment is needed, we offer ZipPay for on the day payments - this requires pre-approval from ZipPay.
We offer SmileRight for larger treatment plans. This is a Third Party payment option - pre-approval is required before treatment can start - this is subject to a credit check.
In cases where your oral health is affecting your quality of life, we can apply to get your super to cover your dental procedures. This is subject to approval by the ATO.
In Australia, every individual can apply for the government’s Early Release of Superannuation program. This program is designed to give people early access to their superannuation for dental work and other necessary services.
However, it’s important to note that you can only access your super early under very specific conditions. One of these conditions is on compassionate grounds, especially for unpaid expenses that you have no way to cover. The amount you can take out is strictly related to the actual unpaid expense.
The ATO defines Compassionate Grounds as requiring funds for:
You’ll need to consult with a qualified dental practitioner and a dental specialist or GP to prove you’re eligible to access your superannuation for dental work. They can assist you in acquiring the documentation for the early release of your super.
This documentation includes:
These documents need to be signed and completed no more than six months before the dental treatment.
To access your superannuation for dental on compassionate grounds, you need to meet all eligibility criteria and provide the appropriate documents to support your application. Applications without these documents may be delayed or rejected.
You can submit your application via ATO Online, or on paper if you don’t have access to ATO’s online services.
The super you withdraw on compassionate grounds is paid and taxed as a normal super lump sum. The ATO has resources on how tax applies to your super withdrawals and a super lump sum tax table for more information.
Nobody wants to get dental treatment. What they want is a solution to a dental problem that they have. That's what we do, we listen to what you want and then work with you on a plan to get you to where you want to be.
Get in touch with our team to find out the best solution for your needs.
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